Find out how much home you can afford right NOW!
Know exactly what you can afford before you start searching for a home.
Congratulations! You're ready to buy a home
Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The 15-Year Fixed Rate Mortgage Loan Process
Here’s how our home loan process works:
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).
Get Your FREE Pre-Approval Letter Now!
Copyright © 2020 | KIS Lending | NMLS# 1603536 | Licensed to Do Business in the State of Florida | NMLS Consumer Access Portal